Homeowner’s Insurance Attorney

New Orleans, Louisiana

Have a Homeowner’s Insurance Legal Challenge?
Our Attorney can Help

Those who purchase homeowner’s insurance are on the hook for insurance premiums while the insurance provider agrees to indemnification.  Indemnifying a property is a fancy way of saying the property owner is reimbursed for property damage covered by the policy. This legal term also means the insurance provider will defend the homeowner against third-party claims.  Let’s take a closer look at the legal ramifications of homeowner’s insurance policies and why you need a savvy attorney on your side.

Homeowner’s Insurance in Action

Use your mind’s eye to picture a scenario in which your part of town is inundated with torrential rain.  If you have a homeowner’s insurance policy that provides coverage for water damage, you can file a claim for reimbursement.  There is a common misconception that mold problems stemming from water leaks will not be covered by the homeowner’s insurance policy.  If the insurance provider denies your claim stating the mold damage is unrelated, it is time to take legal action with the assistance of our attorneys.

Your homeowner’s insurance should cover the cost of all the water damage including the mold problems resulting from leaks.  This insurance policy should pay for the entire cost of all mold repairs and remediation related to the original water leak or another form of water exposure.  The insurance company is also on the hook for third-party claims. This means if someone is injured on your property and files a lawsuit against you, the insurance provider is required to defend you.

Whether your home has endured water damage, mold damage, roof damage, fire damage or hail damage, it is possible to obtain financial assistance with the assistance of our legal team.

Meet with our attorneys, tell us exactly what happened and we will explain your legal rights in-depth.

How an Attorney Can Help

Do not panic if your homeowner’s insurance provider sends you a denial letter after you file a claim.  If the insurance company is unwilling to defend you against a third-party lawsuit, you should know you have legal recourse.  Reach out to our legal team as soon as possible. Our homeowner’s insurance denial attorneys will review the nuances of your case to determine if the insurance provider acted in bad faith.  If this is the case, we will zealously advocate on your behalf to maximize your compensation following this injustice. If necessary, we will file a lawsuit to challenge the insurer’s decision to deny coverage.  The aim of our bad faith litigation specialists is to recover insurance payments in addition to interest and possibly even punitive damages.

The denial of coverage after damage to your home or the failure to defend against a third-party lawsuit can cripple your finances.  It is illogical to pay homeowner’s insurance premiums if the company taking the money is unwilling to honor their end of the deal. Do not accept this miscarriage of justice as simply the way life goes.  Contact our legal team immediately after the denial of coverage or as soon as you learn the insurer will not defend you against a third-party lawsuit. Our attorneys have successfully recovered payment for clients after insurance providers denied payment for property damage.  Whether your home has endured water damage, mold damage, roof damage, fire damage or hail damage, it is possible to obtain financial assistance with the assistance of our legal team.

Some homeowner’s insurance providers will deny coverage for foundation cracks and theft.  There is no reason to pay a single penny out of your own pocket to cover these expenses when you have paid your homeowner’s insurance premiums.  Meet with our attorneys, tell us exactly what happened and we will explain your legal rights in-depth. The bottom line is a greedy insurance business should not be permitted to act in bad faith or engage in unfair business practices that penalize hardworking homeowners.

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Have a Homeowner’s Insurance Legal Challenge?
Our Attorney Can Help

There is nothing to lose and everything to gain by asking for assistance from our legal practitioners. Contact David Browne today.